In that case, paying off lower balances or paying off lines of credit (where you can take that debt on again easily) could be preferred.Lots of variables.

In any case, if you want to contact me off line, I will try to answer any PM questions.

Offline brokers get paid more for the relationships they bring than the actual marketing of the opportunity.  

Let me know if you want to connect offline. 

If you want to know more please contact me offline.

If that's the case, my theory panned out as I explained to you in our off-line email @David Faulkner.  

As I told J Martin off-line, I believe there's high probability of us heading into a recession by the time the Fed raises rate to 1.5% and at most 2%.The way they define a recession is two quarters of negative GDP growth.  

I will send you a connection request in case you want to take this offline. 

Send me a message offline and I can put you in touch with a Realtor who has helped us tremendously.

If you are looking for a recommendation, feel free to PM me, or contact any of the others who have already chimed in.Given some of the investing strategies and his line of work, I would see about contacting @Brian Fouts offline, solid guy to talk to and good at breaking down various strategies.You should also look to attend one of the upcoming Meet-Ups, @Kevin Carbon and @Troy Fisher run them with their business partner Tiffany Plovie.