There are appraisal fees, inspection fees and other fees involved on your end when you buy a property.When a seller has a need to sell quickly (job loss, job transfer, medical reason, marriage, divorce, probate) they sometimes will take speed and no hassle over list on the MLS.

Thank you for your response, My current income is about 75,000 a year, My credit card debt total is approx 40,000.00 which consists of 2 car payments and medical expenses. about 6000.00 of it is money I loaned or I guess gave to family and friends, Not to mention the cash I have loaned or given away, I am going to stop being a leech and start to put my needs first, I will get there eventuality!!!

I know there are plenty of lenders that will do 25% down but 20% was what caught my attention.

It could mean talking to folks who lost their job or need to pay medical or car bills.

You can specify the coverage level for the dwelling, household furnishings, loss of use, liability, and medical payments to others.

He brings that same attention to detail for this resort. 

I always focused on buying something whenever I was able and not really paying much attention to what was happening in the near term since my goal was always to buy and hold for the long run.

This also includes future medical because that is becoming one of the biggest expenses. 

When viewing potential purchases pay attention to any damage such as cracks, leaks or structural issues; you may want to hire a professional inspector for extra assurance.

If you assume that you have various "buckets" (i.e. taxable, tax-deferred & tax-free) and differing objectives (i.e. growth, income, liquidity), paying attention to proper "asset location" will add to your net, net after-tax bottomline.