Self Sufficiency test is the important item for 3-4 unit FHA homes. 

You could explore triple net leases, purchase BRRRRs, or buy 1-4 turnkey rentals, among other options.

This should be defined in the lease agreement as to how it's covered (by the tenant or landlord) and how they're switched over when turnover occurs.2) Not sure if I'm understanding correctly, but any fees paid to the property manager should be separate. 

But then I was tapped out on access to funds, so I switched to creative means, obtaining the next 3 properties via lease-options.

Since reserve studies attempt to forecast replacement costs of items over a 30 year period they are having to recalibrate since the reserves they are now using did not use the latest increase in construction costs.

. $100,000 is definitely enough to acquire a long-term rental in Montgomery—it’s one of the most affordable markets in Alabama, after all.As for your concern about being unable to lease the property out, I imagine you’ll be fine.

If they have not done those two items, there should be no reason why the courts will holdup the eviction. 

The lender seems to believe that the only rent by the room strategy that exists is renting rooms to college students and his quote to me was "more people, more leases, more problems".What do I know?? 

Clean the place up, then rent it at market rate to tenants that know how to maintain a home.Any time you have a lease violation, you should follow a simple process.

And if the yard space was part of the lease I guess it makes sense to reduce the rent a little.