Is this is a size thing (company just needs to get bigger/have more equity), or perhaps a business structure issue, or should I be looking at different financing sources other than local banks?

Counted all units and sizes in each town and looked up population. 

It happens in housing and employment, regardless of the letter of the law. 

We have them provide the previous 2 landlords and contact info from their place of employment.

@Armando Carrera research and develop your own typical tenant qualifications so you don’t accidentally violate fair housing, landlord/tenant or local laws on occupancy limits based on bedroom quantity/size required for kids, number of unrelated persons in one house, etc.

And we found a great pre-finished lumber supplier for the siding and the tongue and groove that is saving us 10 to 15k a cabin depending on the size (and producing far better quality results in the finishes).It doesn't sound like much when you're looking at 300k to 500k builds.  

Quote from @Tanner Sortilloer Sortillo: Quote from @Greg Kasmer: Tanner - My current strategy is to buy small/mid-size multifamily, so I would use the additional $100k to supplement a purchase of a 5-20 unit property!

What would you say is more accurate for a standard size kitchen with labor included in a 800-1200 sq ft home?

Grayson County is really a 2 year school, but also gearing up to supply whatever the employers like TI and Global Wafer need. 

Much of that depends on your loan size.