The ESA exemption is also horribly abused if someone finds a sympathetic doc to write the prescription.2) Dog Bites and Insurance.

What I have done in the past is simply do a walk through to make sure the deposit return is warranted (no damage) and this is also a nice chance to peak in for any squeaks and leaks.

I can give you several good baltimore attorneys that can write up loan docs for you if it is a commercial transaction.

I have no experience with cash sales, so you are probably fine, but I know my HUD with a water leak and a rehab loan took over two months to close.

The reality is that he has to do weight and viscosity checks constantly on his mud and has to time pump strokes and figure out volume and pressure to make sure his pumps are not leaking or need a packing repaired. 

What's different are the LLC governing docs and how it's structured.

(Many people do this.) 6 months later my roof leaks again and I put another claim in to my insurance carrier.

It would be a low doc loan, so we only have a few underwriting guidelines. 

Don't tell them you want new carpet, but things that impede your ability to feel safe and comfortable- bugs, leaks, mold etc.

Usually If the roof is leaking they'll just tarp it to protect it, and most won't even do that without constant pressure from the listing agent.