No evidence of financial discipline.2.

Then, you need to be disciplined about sticking to that criteria.

Using the right parameters and being disciplined protects you from emotionally driven markets under most circumstances.  

The main thing is being disciplined enough to do regular maintenance inspections so you can identify and anticipate upcoming issues.We can’t make the decision, but hopefully this is helpful input.

It takes great discipline to ONLY use a HELOC for investing purposes, where every dollar borrowed ALWAYS expects a greater return than its cost.

From what I'm thinking you have some reserves if things were to go south, but there is always a way to find $ for the down payment and let the tenant take care of the rest [hopefully] P.S if not already start acquiring credit cards, they can be used for good things if you're disciplined enough.

If you are a disciplined investor, you will now be looking for deals that will yield most of their returns from cash flow (high COC returns). 

That kind of discipline is ALWAYS the first step, before you do anything else.

There was a lot of self-discipline and sacrifice that needed to happen but it was for the better.

There's 4-plexes out there that will let you live for "free" - providing you remain disciplined.