Quote from @Jonathan Greene: Quote from @Jonathan Klemm: Good call out @Jonathan Greene - @Moderators need to continue to step up there game, but there are obviously limitations.  

However, I just received a text alert that I must agree to their new Terms of Service by 10/7/24 to continue processing payments. 

I continue to pad my social security contributions full-time with the hopes of maximizing my retirement benefits.

I just wanted to see if I could get some input on this as we continue to brainstorm about how to make our dreams a reality as quickly as possible. 

Did you receive the $40k in Covid assistance they are asking you to repay?

I plan to continue to work with them as they have been very instrumental in helping me map out my investment goals and strategy.

And a little skepticism that the market would continue to grow at 5% or more on average (it's been ~7% average for the 8 years I've lived here)@Dave Foster I filled out the BP spreadsheet here for the sell or rent decision, and similar to you advice, selling and investing the profits in index funds performs only slightly below being a DIY landlord, making that seem an attractive option. 

For example: Some require you to repay the money if you sell/refi or move out of the property within 5-7 years.

I would double check all this, but my understanding is as follows:The property owner is still responsible for repaying the mortgage, even after condemnation. 

I've been able to curb a lot of this through large fines in my lease, but even having to pay $1,000 will not always dissuade my tenants from continuing that behavior. 3) IRRESPONSIBILITY OF THE TENANTIf you're renting to students forget about ever getting them to admit to anything.