I never sign anything without putting the , President behind it which demonstrates that I'm action on behalf of my corporation in my capacity as President. 

As a side note, one ofmy long range goals is to sell properties in my SOLO401K and SDIRA and pull those funds out in largish chunks (say to but a retirement home) that will cause high income for that year, and 'offset' that with new purchases outside of the Self Directed Accounts that I can use Cost Segregation on to have similar Passive Losses to offset that income coming out of the retirement accounts.Thanks, Dan DietzFor purposes of qualifying as a real estate professional, “personal services” means any work performed by an individual in connection with a trade or business, but not any work performed by an individual in the individual’s capacity as an investor.Work performed by an individual as an investor includes (1) studying and reviewing financial statements or reports on operations of the activity, (2) preparing or compiling summaries or analyses of the finances or operations of the activity for the individual’s own use, and (3) monitoring the finances or operations of the activity in a non-managerial capacityIf you can show that non investor activity is connected with the rentals, you can log it to show that you qualify. 

Most underwriting decisions do make sense, we just don't like them since often times they mean a negative impact on our borrowing capacity.

@Jon Holdman and @Bryan Hancock have outlined some salient points that clearly present a challenge or road block to the method you plan to use to acquire these properties.Why not take a step back and try for the lower hanging fruits or smaller multifamily units, which you can use as a springboard to future higher capacity multifamily purchases?

They can be more flexible to tailor to your situation in my experience, because the decision-making capacity and exception process is so much closer to the loan officer than a big bank.

I only provided retirement fund info for info's sake; I don't plan on using it in any capacity for RE investing.

I have worked in almost all the capacities I will be detailing here, a dispatcher, a street cop, and an investigator.

They just have too much capacity to make trouble.BTW, on the plus side the tenant is buying a house.

If not this is very bad as if you wanted later on to get damages or anything else this tenant likely does not  have the full capacity to enter into a lease agreement to begin with.Just sounds like a tenant that is too much of a headache in the long run than for what it is worth.I used to want to save the world but now just want headache free investments that make me money.Hope it works out for you.

At some point we all run into the same boat, our capacity for deals is larger than our capacity to fund them.