I do not have the capital at the moment to invest into any type of real estate but i am starting a new job in August and want to develop a plan, therefore i can jump in and execute when I have the available capital. 

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By moving step by step and using what's available, you and your wife can create a great set of properties.Good luck!

Investor loan programs are available on flexible terms. 

I have resources, stats, contacts, and further info available on any of the above.

As people have mentioned, what really matters is how much time/money you have available to put into this starting out. 

Between risky behavior of bankers and then the government not wanting to make a housing crisis worse, 15% down programs are the best we have right now. 10% down is still available for vacation / 2nd homes, but for the purposes of conventional investment loans - 10 down. 

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Selecting the syndication can be daunting with so many options available, so here’s some information that may help potential LP's arrive at a short list to consider.

This BP topic, Total Available Market - 2, 3, and 4 units, describes the Raleigh market for property that meets Fannie Mae 1-4 Family underwriting.