If they are a non-accredited investor this becomes even harder.Further, owning 10% of a 100 unit building isn't so dramatically different from a cashflow perspective than owning 100% of 10 units. 

Secondly, I raised the down payment by offering savings accounts that pay 8% per annum to accredited investors.

If you are accredited, I recommend considering passive investment opportunities like syndications and funds.

It sounds like it's never too late tobegin, which his good for me as I've spent the last 26 years being a stay-at-home momma, homeschooling our 6 kids.  

Most are certified by an accredited organization.

I'm interested in multifamily properties and eventually syndicates when I become an accredited investor.

@Michael LightwoodMichael, we recently switched to a fund structure for accredited investors where the capital invested is used to make short term loans to our borrowers (fix and flip, new construction, bridge, etc).

Unfortunately only one is technically defined as an accredited investor.

@Reggie MaggardOn the equity side sophisticated or accredited passive investors look for an overall 15% return’ usually composed of a 6-8% annual cash flow from operation, and an annualized 7-9% capital gain in 3-5 years through either sale of the property or a refinance enable by note amortization if leveraged and increase in value due to operator effort or discounted purchase price.On the debt side sophisticated and accredited investors look for 8-9% for VERY SAFE loans where the collateral is A or B commercial property in a major metropolitan area and the syndicator is large and increased, and the LTV is 60% or less.

I listened to a tea estate podcast where the guest homeschooled and he wrote a book homeschooling with his lifestyle of business and traveling.