House Hacking via VA loan and 2nd home are on the table, but I am not limiting to that.3-year goal:-Look towards multi-family property or opportunities to build ADUs.

@Seth ThompsonI am active in the San Bernardino mountains area. 

Albertville is growing faster than any city in the county and with the new $90m sports complex at Sand Mountain Park, more people are drawn to that area as well.

We also have a STR (since 2018) on Okemo Mountain (VT) that does really well on Airbnb/VRBO.

I have STRs in two markets and one pending in a third - my favorite market is the Smoky Mountains in Tennessee (Sevierville/Pigeon Forge/Gatlinburg).  

I am finishing construction in the Smokys on a 5 bedroom mountain top indoor pool home.

You'll likely see that some (surely not all) of the folks that are pretty full for Summer are giving their place away and leaving money on the table.

Long term rates already have a .75 BPS to 100 BPS increase in margin spread do to risk, that will come off the table soon and lower rates just based off that and that would put my 30 year fixed rate in the 5.25% to 5.5% ish range. 

Beach, lake, mountains..

With excitement in the air, they gather around the table to sign the final documents that will officially seal the deal.