You need to read ALL of the loan documents to understand the provisions of the loan. 

This is an area where members can share spreadsheets, forms, documents, pictures, and more.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

I am also requesting you provide documentation showing I am, and should be, the party responsible for paying for improvements made to the property I rent.

Typically, the easiest way to verify this is to request additional documentation.

It doesn't quite remind me of 2004-2008 since the borrowers need to have a history of paying their bills on time and provide evidence of the capacity to repay the debt, for investment properties lenders are requiring anywhere rom 10-25% down depending on the loan amount and documentation. 

You should 100% be able to get all the documents you need from HERO.

What kind of documents would I need to cover both of our ends in any worst case scenario and where could I find some examples?

- Properly document your rental income on a schedule E and report it to the IRS.Connect with an Investment Friendly Lender- Not all lenders are equal.

The majority of data is open source and we can get it by simply looking at Zillow, county websites or heaven forbid taking a trip down to the county clerk’s office and actually pulling the documents.