And if so, who should be the holder of the LLC?  

It lets you spread out the risk with other investors.Also, If you’re an equity holder, this structure allows you to compound your money for years without paying taxes until the property is sold.

If you feel that the BF is living on the premises without a lease, then I would encourage you to confront the lease holder about the situation and let them know that either the BF needs to be placed on the lease OR she will have her lease either terminated or not renewed (whichever your lease allows). 

I have heard the mortgage holder can “call the loan due” but that happens seldomly.

I am currently under contract for a 4 bedroom 3 bath home in Columbia Heights that I plan to live in for a year with roommates and then look for HCVP voucher holders to rent the entire home in the 2nd year.

I am currently under contract for a 4 bedroom 3 bath home in Columbia Heights that I plan to live in for a year with roommates and then look for HCVP voucher holders to rent the entire home in the 2nd year.

I defiantly see changes to higher than $10MM combined retirement balances (with painful RMD requirements for the $20MM + account owner), the "closing" of the "back door" Roth (Sec 138311), prohibition of IRA account holder "qualifying" the IRA for accredited investments.  

We’re not opposing the $10M cap in our efforts as it effects very few account holders who self-direct.

And I have two pot holders, but no oven mitt.

., and (2) commercial note holders usually don’t have to contend with “judicial bias” in favor of consumer.