(Insurance, Loans, Zoning, STR, ADU's, ??

I want to purchase an investment condo for $150,000.I want to get Heloc loan from my other investment condo for $50,000 and use it as downtown payment for this condo.Can I get a 30 year fixed conventional loan for $100,000 and use $50,000 for down payment from heloc?

typically no special license is needed when doing it for hard money loans that I am aware of. there may be states like california and nevada that are tricky where lenders need a license of some sort but for most part brokers i have seen are not licensed. 14 or 15 states require state license and NMLS registration.

Quote from @Brandon Croucier: The loans are available but nobody wants to do them.There always seems to be something wrong with the properties, as lenders we just can't make enough $ for our time.9/10 Borrowers also complain about the "excessive fees" for the loan amount.If you are okay with paying 8k in closing costs then the loan is available. 

Here’s the bottom line; unless the deal is VERY large, or the sponsor is going to syndicate a large number of deals, the investor will make more money purchasing the property theirselves with a option low to moderate interest rate loan.  

I was able to purchase a house from a couple for the cost of a title transfer fee, and a refi loan.

Start by talking to a bank/loan officer to see how much you can borrow. 

Option 1: The loan that the owner has is an assumable loan at a 3.875% rate and still has about $265K.

Are you looking for better loan terms from the lender?

Once construction is complete you could refinance out of the construction loan into a DSCR loan.