It seems like you have some very solid goals of multiple income streams, and a well calibrated risk tolerance. 

Quote from @Josh Otero: Hi @Ryan Brown,I've had some tenants that have had a bunch of noise complaints about them as well.

I have found other 100% financing options as well.

Well, we are getting into the cold months and without going into too much detail, it's become extremely scary to talk with them and try and amicably handle requests.

Well Giacomo, Sometimes you are the football and sometimes you are the foot.

I'm currently building up capital for future ventures and properties that I find on market, as well as attempting to find the best brokerage where I can work under an individual who is already more established.

If the loan amount you are looking for is small relative to the value of the first and the second property combined, they are very well secured on a LTV%; ask for a 1% point lower rate.If you don't want to Cross Collateralize, do you have any CD's or MM you can transfer to this bank as collateral. 

If you live in the smallest, crappiest unit you should be able to do well assuming you've bought well.  

If you're only really working your local market, and mostly driving for dollars, and want essentially a 1 stop shop that can do most things pretty well, then Deal Machine should work for you. 

It took us well over a year to find the property we're buying.