Combine that with insurance raising rates not just for dropping licensee count, but also to cover increased lawsuit risks.

If everything works out and you are dealing with a legit company this could be a great long term tenant paying above market rates. 

I am a licensed realtor based in Atlanta, Georgia, and I am currently working on obtaining my mortgage origination license.

No - absolute max for DSCR is 85% LTV and that is extremely rare and typically not workable in this rate environment anyways.Standard/common max is 80% (acquisition and rate-term refinances) and 75% Cash-Out Refis

There are also case by case opportunities within the North Phoenix market where rental rates are stronger. 

A common strategy I see with diversification exchanges, is that the investor will purchase the first property cash and the second with a mortgage.

As for numbers, I currently owe $86,151 on the mortgage, and on Zillow it is listed at $143,600 but the numbers seem to be inflated on that site.  

PMs should have the widest network of contractors, knowing the good from the bad, better pricing, insights into rental rates/ condition of rentals to not over develop your unit.

Market insights and understanding the rental rates in the neighborhood.

@Robin Simon I completed a refinance with my credit union at terms of 3/30/75 @6.85% I will have the renwal in 2026 and hoping rates come down a little by then.