I would like to start looking at investing for myself and get some supplemental income at this point.

His SD will cover Oct rent (and damages) and partial coverage for Nov if I don't have a new renter.I have to do a SD accounting within 21 days. 

@Joseph SkatesI'm not sure I clearly understand your question.If your business is collecting waste then you will most likely have a couple of possible revenue streams: a dumping fee you may/may not charge to folks who bring the waste two you;scrap fees you may collect on sale of the various component elements you extract from the electronics.Depending on where you are, there may be a provincial program which will supplement one of those revenue streams (kid of like the tyre levies charges my many/most provinces).  

The insurance will vary based on whether you need a Builders Risk policy and vacancy coverage (which you typically need). 

We added that we can review and submit changes just in case we find better insurance elsewhere or identify a gap or over coverage.

(unless you have to)  If you have the money, pay a contractor to supplement the work you are doing on the weekends. 

My name is Scott and i'm 50 years old and looking to supplement my future retirement with real estate investments. although i would like to avoid mistakes that could hurt my pocket.

There is no real value to having a LLC, unless you have employees, and really not necessary with adequate insurance coverage.

I'm offering gap funding to supplement hard money and I want to connect with HMLs that are actively investing in San Antonio/Austin.

I've been told that umbrella insurance might be a better option, simpler, cheaper, while providing adequate coverage for most individual situations.Any thoughts?