Analysis paralysis, natural aversion to risk, but want to break myself of that cage.I also try to always do everything on my own, no mentors, help, partners, etc, so that has also held me back. 

If there's a hole, it may be a red flag.b) sensitivity analysis: I examine all the assumptions, and make sure I can live with the worst case scenarios.c) "Stall and see": if they are getting money over multiple years, and there is no penalty for investing later, I would usually wait so I get some real performance data, versus having to look at theoretical pro forma information.d) Recession stress test: I will not invest in anything, until I subject it to recession level stress and see if I can live with the result.

You can have a natural person or LLC as the beneficiary - the choice between the two is one of tax liability as they are pass through entities; not civil liability.

They seem to work well to get more opens/attention and some get their panties in a tangle over it but it is what it is.If an email can piss some people off, I wonder how sensitive they are to anything that happens in the day to day life

@Nixon Corpuz 401k plans are by their nature participant directed.

We are just so pissed with these girls that they are taking advantage of our nature and this one thing we missed.

But it does sound like they aren't taking natural wear and tear into account and are possibly going way overboard. 

But could you lose it all if something like a natural gas explosion killed a family of 5?

Spouse, father, biotechnology engineer (by degree), water engineer (by experience), specializes in natural health, loves the world of personal development, and the world of real estate.- what am I doing here?

  $3,000 for the first violation and $5,000 for every violation after.Some may not catch onto the first dozen of rental times with a STR flying under the radar but depending on how sensitive the market is to STRs, will determine how quickly that operator will be cited and shut down.