This keep the lender and borrower safe from scams.

I want to do what is safe and best for the house moving forward. 

Just use the majorty for down payments and then some safe money.

So I think it's safe to say that unless the hoa agrees to me turning it into s8 (which I doubt) the units will be in a s8 area which may keep the selling price low if I ever need to sell.

Advice here would be appreciated in what refi products I should consider.My gut says the safe move is sticking with long term rentals in my local market (South Jersey, just outside of Philly) which I am familiar with, but I also have been considering purchasing a vacation home in the Outer Banks and use it as a short term rental when we aren't there, which would be most of the year. 

My recommendation if you decide to invest out of state is to choose cities in safe and economically diversified areas with above-average income and population growth.

New $15k playground, pavilion, new water lines, and storage units.

They created a safe space for my tenants to screw me lol On the 5th of last month, we sent out seven 7 Day Notices.

Do residents feel safe to walk the streets?

For example: I was told XYZ which made me think this investment was safe.