By punishing the owners it creates an accountable environment.

You might say finding these chefs is more work but if you ever tasted the rewards of that work, you will never go back to McDonald's - except maybe to punish yourself :).

If you trade the markets you know life punishes the unprepared, the lazy, the greedy.

@Chris Eaker haha yes, I have a glutton for punishment it seems.

@Garrett Hawk"...men have less scruple in offending one who is beloved than one who is feared, for love is preserved by the link of obligation which, owing to the baseness of men, is broken at every opportunity for their advantage; but fear preserves you by a dread of punishment which never fails."

It is odd how our society finds reason to levy more punishment against a sex predator than they do against a murderer.

I believe Proposition 13 structured in a way to punish new comers and encourage people who has real estate to stay longer. 

Their property taxes are punishing.  

The state can not choose "what is good for you" they can only punish

Going through insurance pretty sure the deductible is going to be much higherThe Agents have nothing to do with this, they did their duties that were outlined by the contract so why are you punishing them?