We are still about half compared to pre-covid levels.

I would first start with pre-foreclosures, and filter out by equity etc.

Using an FHA loan is a lot easier to get pre-approved, but you will need that 3.5% for a downpayment as well as 2-3% more for closing cost but you can also get sellers credit and not have to pay as much upfront.

I recently filled out pre-approval application for a mortgage, however, the lender did a hard pull and told me they came back with no score.

I found a few pre-foreclosure's that I'd like to buy and then assign one to my daughter and her husband and one to my fiancé, ....I'm sure I could dig one up that's already out there, but it seems you have some strong knowledge, I'd like to learn from you.Quote from @Jerryll Noorden: Guys just think about what he is pitching for crying out loud.He craps on ANYTHING and EVERYTHING that gets you "off market leads", and then says: "see everyone is competing for off-market deals, so it is wrong". ..

I used the Lead generator to retrieve vacants, pre-foreclosure and absentee.

Your risk of Fair Housing accusations drops when you can refer everyone to a pre-set qualification list.

Most of my deals these days result from yellow lettering, inside tips on pre-market foreclosures that I can get an early jump on, or fellow agents that send me up n' coming listings that haven't hit the market yet.

Your first step should have been to pre-qualify for a Loan.

. $70,000/ year pre-tax.