You usually can do these loans with NO points, you just need to work with a broker who has access to dozens of lenders as there are plenty of lenders that can provide these type of loans with No Points. 

Pretty cool.You probably won't find this type of home in Florida or anywhere where the water table is high.

I have properties all around popular spots, including smoky mountain.

Worth noting that most firms will do two types of studies (although they may be named differently) - detailed engineering and modeling.

Do you want an investment that you can use yourself such as a short-term rental in an area you like to vacation in, or does it matter which type of asset it is?

Go to Meetup.com and type "real estate" or "Apartment Investing" or other search terms for your area.  

Half the states do not even require any type of Disclosure whatsoever.But as sort of a baseline, damage that has been repaired does not need to be disclosed in most states.

I have a space in my home where I do all of my desk office-type work, but it is not dedicated to real estate.

@Jason Wray Thank you very much for this response ..I’ve never sold one of my rentals before feels like I’m cutting off a leg and paying close to 100k for cap gains is really starting to eat at me 😵‍💫Any chance you would be so kind as to send me a link to something in the ballpark of what you’re suggesting this way I can get an idea of area and what this type of property could look like!

If cash flow improves, it might make sense to hold onto the property while expanding your portfolio with new acquisitions.Reinvestment OptionsIf you sell or pull equity, focus on markets and property types that align with your cash flow goals:Out-of-State Markets: Research markets with strong rental demand, favorable landlord laws, and higher cash-on-cash returns.