I am completely new to the investing side and would love to find something to meet new people/learn as well as learn more about the city. 

I have warned countless people that the "new", "Cheapest", and "shaking up the insurance market" carriers typically come into the market under priced, have a wave of claims, then they either jack up premiums to survive or fire their staff to keep heads above water.

However, a few things you could do: You could talk with them & learn more of their story to figure out why their credit score is low as well as the type of people they are.

I'm sure they are taking advantage of people.

The tenant pays a monthly premium and keeps an active bank account and credit card on file.

Your situation is a little more complex than most people and I highly suggest you consult an attorney. 

The rules are pretty complicated and the only people who really know all the terms and rules thoroughly are the Rent Levelling Board.Caveating that I’m not an attorney so go seek your own advice but I clarified a few things at a recent rent levelling hearing (which are open to the public and you can find the schedules with a simple Google).

I do know one of the people who works for me has a 2 year work permit (temporary) and she and her husband were able to buy a place in Alberta.BC and ON are very tenant friendly.

I want to help as many people as possible to get to where I am and beyond.Thank you for posting. 

I've found deals in local online groups on Facebook, simply asking people for what I want.