If you are just starting out, this is for you:When you buy an investment property, it is treated differently than a house you are going to live in. 

One thing that DSCR is not really set up for is if the property is "Subject to" meaning not move in ready/live able.

With my in-laws living in Augusta,  I visit the area a few times a year, and it definitely seems like there’s some potential in the market.  

If you are buying to live in, you could also do FHA with a cosigner.

I am a 37 year old high school basketball coach that is not very happy with where I am financially and am seeking a way out of living paycheck to paycheck.

But honestly, if you live here, you will understand and be more patient with the investing scenario. 

I live on the west side of London and would be happy to connect and learn more about your goals and see what I can do to help. 

Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.

So - somewhere 2 hours away, or somewhere you like to vacation in, or where all your family lives, or where you plan to move someday.Too many people are trying to do exactly what you're doing - pick a market based on a formula - and they end up buying a random 'cheap' property thousands of miles away, turn it over to people they've never met or even spoken to, and then... lose money.  

@Malcolm Brown Would something like this fit in your buy box: https://www.realtor.com/realestateandhomes-detail/84-Livings...?