I found the 'refi' appraisal to be pretty liberal. 

Luckily, you are not in a liberal state like NY or CA where the owners can claim squatters rights.

Also if you have suggestions on other lending sources that might be more liberal on my DTI that would be helpful also.

haha... then we are guaranteed to hit the jackpot!

Raising Capital* Look into realtor license * Benjamin Graham - Intelligent Investor———————————————Ep 06 Arthur GarciaMichael zuber - forumBook - William T Nickerson how to invest 1000 into 3 million in spare time Book - mark Cuban how to win at the sport of business———————————————Ep 23 James Vermillion * ARV - after repair value* Open course ware* Find banks/lenders willing to work with you — have a professional business plan to present* When flipping, have a market strategy for selling — start to pre sell soon as possible* Search for properties that others might pass up, defects such as foundation problems or mold, things that you know how to fix* Pick a strategy that fits your situation — financials, relationships, skills, goals* Jay Scott - flipping book BP estimating rehab cost——————————————Ep. 108 Feb 4, 2015 Grant Cardone * Skip single family, invest in multi family * Scale up, think bigger* Set goals to drive motivation * Look for markets where permits to build cost more than the properties * Democratic voting environments where liberals hate to build — places with high rent* We are now a renter nation - probably won’t see 50-60% owner occupancy again* LOI - Letter of Intent - Broker/lender needs to know who you are - cover letter, info video* “Success”: live up to your potential Books:10XOPMThink and grow richGreatest salesman in the worldWhy people have problems at work* action separates those who succeed and those that don’t * NOI - net operating income——————————————Ep 248 Todd Dexheimer* Get the contact info of the best professionals (agents, contractors, etc.) in your area and then do a referral hunt to see which names keep coming up* FHA 203k renovation loan — combines the repair amount into the total with 3.5% down.

The townships have much more liberal policies.Rentals seem to get filled pretty quickly in my limited experience.  

Maybe the area has improved since I left.We left Tacoma in 2013 due to high property taxes and liberal politics.   

I am using the expenses portion to liberal? 

I can't even count the number of times on my hands I've been called a baby killer....it's not true (I've never killed a baby) - but it's the stigma I live with as a veteran in the liberal NW.  

Too scary when you hit the jackpot.