In terms of the mortgage is there an amount of time you do have to live there?

I'd recommend shopping around with different lenders so you have a general idea/feel about what to expect in terms of rates and the whole process itself.

However as Labour need to tack to the center right in terms of economic policy, but to the left in terms of social policy it's not inconceivable that the banks will be forced not to foreclose so quickly, and that landlords (already getting beaten up by all political parties), will be regulated further out of the market.

Townhome is newer but you own less in terms of the land sqft + higher chances of having HOA vs SFH where you own more of the land and more opportunities to build ADU/DADU if the state/county allows it. 

Hey Wangzhong, what exactly are you trying to do in Detroit in terms of the deal?

There are some bedrooms that are 12 x 11ish where the dimensions alone will make it tough to place a dresser in terms of movement/flow. .. .  

In terms of cash flow, depending on the market you are interested in.

Firstly, in terms of breaking down the asking price, it would be reasonable to split it based on the ratio of the number of bedrooms and bathrooms in each house.

@John Underwood - Are you talking in terms of regular property insurance? 

It seems the return is great on SFHs but inefficient in terms of scalingI don't envision myself one day owning hundreds of SFH but I'm interested to hear what you'd do in this situation: Continue to purchase good SFHs and hold?