Conventional with 15% down PROS: No PMI forever, more equity in home, potential to bundle in with traditional renovation loan CONS: Higher interest, more upfront costFANNIE MAE HomeStyle with 5% down PROS: PMI not infinite, keep cash in hand while having access to funds for renovations.

It seems to me the title of investor is as infinite in its connotations and denotations as being an artists, which I think Investors are anyway!

., syndication) your return becomes infinite. 

@Jeff Smith Brandon and David talk a lot about the COCROI on an ideal BRRRR being infinite because you pull all your money out of the deal.

Even if something only cash flows $1, when you have none of your own cash invested, that's an infinite rate or return.

Once you can do deals by phone, then graduate to direct mail with the same message.You may win the lottery and get lucky using some off the shelf letter to an off the shelf list, but you shouldn't count on it.

It seems like paying down your primary residence would net you a cash on cash return of around 12-15% annually (now this isn't infinite as eventually you will hit the 75-80% LTV you need for PMI to fall off by just continuing to pay your mortgage as is).

If you pull out $75k and your monthly costs are $682 and you are renting for $850, a lot of people would say you've hit a home run because your return is infinite (you have none of your own money invested) and you are clearing $170 per month not including your principal pay-off or your tax benefits.

Mastery has been sitting on my shelf for a while and I finally decided to commit the time to  reading and working through it.

Owner occupied investing (think high leverage and low financing costs) in a highly profitable property (typically 3-4 units) assuming the latter fits your living taste as well, may be one of the easiest and most successful investments you will ever do in your life (in my experience can be infinite CoC return even in the absence of value-add).