The schools on the west side of Livermore are VERY good.To illustrate that further, I showed one of my rental properties in Pleasanton last night (near Shadow Cliffs), and one prospective tenant couldn't get her kids into Joe Mitchel Elementary (Livermore, which has an IB program), so she wants to move to Pleasanton. 

I am using "double the payment halve the interest rate" as an illustrative example.

Requirements change time to time, and it's been a while since I have PMI removed.The mortgage I had PMI removed was a more complicated case than yours, but might illustrate a few things.

Maybe even create a very simple "business plan" illustrating what you plan to do in order to continue financing through them with loans that you will easily perform on.

Here’s some basic math to illustrate that.

This is just a simple example to illustrate how far the capital you currently have could go in other markets.The detail about your tenants, while meaningful, isn't actually relevant to your investment goals.

It's not meant to be derrogatory, but rather to illustrate how Tenants can be similar to children in that they are constantly pushing boundaries. 

It certainly wasn't my intention, though I am not sure where you might have misconstrued anything I said earlier as a bashing.You asked for advice and I laid out an example (using your numbers) to illustrate what numbers you should be targeting to make a little profit.Good luck.

Most free models are used to illustrate a point and aren't really great when it comes to actual deals (many people here will differ... but it depends on the type of deal you are doing).I would suggest:Listening to quality podcasts to understand the subtleties of your nicheRead a ton of booksYoutube: It will teach you visually as well provide you financial model shells.

What I did was follow this formula to calculate the area after I manually calculated the angles in Illustrator:  https://www.wikihow.com/Find-the-Area-of-a-Quadril...My value came out to the same as the survey, which is good and bad.