My wife and I earn over $350k a year in our jobs and all of that is now going to pay down debt.We have the option to increase our HELOC to unlock some more capital which I'm considering doing to try and get a good return on my money and pay down the debt faster, but given past experiences I'm not convinced it won't end up with more debt.What would you do at this point?

Hello,I would like some advice or experiences on how others deal with room mates who don't follow the rules in the lease.

House hacking and basement conversions have worked in my experience. 

Will just complicate things from our experience.

My long-term goal is to build a portfolio of multifamily rentals while also working as an agent helping investors scale their portfolios.Your experience sounds incredible!

@Devon ShivesFrom my experience, If you're considering a cash-out refinance, negotiate for a smaller amount to keep the increase in your mortgage payment manageable.

I am newbie in real estate and I don't have much experience in real estate. 

Citizen Borrower Eligibility Requirements, for additional information.

Additionally, the beach is still within reach...just a short 1 hour flight or 6 hour drive.  

Just to clarify, when I say timeline dates I don't mean just "project to be completed by (Date)"That's required by FHA/Lender, but in my 20 years of construction experience not nearly what you need haha.