Account Closed"I wish I owned fewer condos in San Diego" -said no one everAll kidding aside... this is tough one because these are very different options, and all we know about you is what you posted. 

While dodd frank may not apply, you still have to follow many consumer finance laws, such as making sure the borrower has the ability to repay, sending them proper statements, tax forms, escrow anaylsis etc.

It’s possible I did a poor job of explaining this, this isn’t really a service for investors per se’ in fact I would probably in an ideal enjoy doing this more for primary home buyers, this to me is an alternative to the 2.5% commission model, you cut out the most time consuming and often in my opinion least valuable part of the job which is showing people around and opening cabinets and seeing if they are soft close or not lol (I presume in this new world there will be more open house, more showings by listing agents, possibly more services that allow buyers to show themselves houses like the Redfin does on some of its listing) because of that plus the guarantee of getting at least something for your time allows you to theoretically charge much less while still providing the important parts of the job, like you should consider this area, let’s go over this home inspection repost, here’s how we should craft an offer etc, even spending time explaining rent vs buy calculation and personal finance etc, plus the being able to be paid regardless of your advice, I’ve had countless clients who has just a myriad of bad ideas I’ve talked out of, but of course you don’t get paid for that in this commission structure.

It didn't use to be that way back when there were fewer investors and contractors needed to do a consistently good job in order to find work. 

It is not only time consuming but frustrating too.

All signs of stress.”Inflation Numbers this WeekThe Consumer Price Index measure of inflation increased .4% in February (seasonally adjusted), after rising .3 % in January, or 3.2% YoY (BLS).

@Jolene Blackbourn go Google Consumers Reports, which pretty much advises against all retail warranties.Majority are setup to string you along and wear you out, so you have the work done, which then negates their coverage.

Which are the hardest to deal with, and which are the most time-consuming?

Although based on my research too, being a loan officer is very time consuming too.

I think it will actually cost consumers more.