So, again...I either have to conclude you were looking to insult him or you just didn't understand what you were saying.Hopefully it was the latter...

They expect that they'll buy a property, and then 12 months later, they'll look at the OE ratio and expect to see 50%.Most likely, what they see is much less than 50%, so they conclude that the 50% Rule doesn't apply to them or to that property.Likewise, many investors will run a pro-forma using PITI and determine that the 50% Rule doesn't apply to them or to that property.It's hard to get people to think long-term, or to accept information that contradicts their intentions (they want to buy the property that cash flows at 35% OE ratio, so that refuse to believe the OE ratio is higher than that).What everyone must understand is that it's unlikely you'll ever see a single 12 month period where the OE ratio is 50%.

We are continuously handling ejectment actions and have our process in place to get them concluded as soon as possible. 

My part of this debate is concluded now.

So to conclude, what lease agreement contains all of these clauses and perhaps even more items that I have missed.

All concluded I have no obligation to the bank.

In addition to current racism in housing, there are also clearly evidenced inequalities in employment opportunities and access to education, both of which might contribute to improving pervasive inequality.I'll conclude by saying I thoroughly appreciate your contributions and knowledge on the site, but wanted to add my thoughts.Systemic Inequality: Displacement, Exclusion, and SegregationThe Racism Right Before Our Eyes

A lot of folks who have concluded that Bay Area prices are "too high" or "too inflated" are looking for investment opportunities in Ohio, a state I know pretty well as I lived there for 7 years. 

To conclude, it sounds sexy for one to drop out of college but not so sexy when one can't pay their bills. 

We issued 1099's to individuals, but I decided to not 1099 this one as she suppled an EIN# on the W9, and concluded she's corporate.