You can create an account and look around for free so you can see if it will work for you. 

For me, a Heloc would be my choice over a loan.

Your investment properties are in jeopardy.People constantly create these fear-mongering hypotheticals: "What if you fall asleep at the wheel of a bulldozer and run over a family of sixteen watching Home Alone 3 in their den?"

This includes the strategies and actions  you employ by being able to do your own deals without any assistance.

Additionally, filing establishes a record of your business activities, which can be beneficial for future deductions or tax compliance.This post does not create a CPA-Client relationship.

What I wrote above does not create an attorney/client relationship between us.

Unless you're up for another challenge holding and renting creates headaches and PM "fun" you don't have time for. 

Check out FilePlace, where user-created forms are available for free.

All the markets you mentioned are solid choices for affordability and long-term growth potential.If you’re looking to narrow it down, consider Indianapolis or Columbia, SC, as both have strong rental demand, landlord-friendly laws, and stable economies.

In terms of the second scenario, the upside I see is the option to get a different kind of loan (say, FHA with a lower down payment and other assistance programs for K-12 educators like me) since I'd be getting a new primary residence instead of a second home.