Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

For rewards-focused credit cards, Capital One or Chase Ink (I use this one, among others) might fit your needs.Hope this helps narrow things down.

Already, it's pushed out-of-town investors to focus on student housing where GC has less of an impact.

Focus on the big moves: security, renovations, and cutting dead weight. 

Focus on learning about them, personally and professionally.

Right now, I’m focused on breaking into multifamily properties and building connections with investors who share the same drive.

Maybe sit down with a good cup of coffee when you can really focus on it.Good Luck!

I am now focused on ROI, Cash Flow and Equity.  

We pride ourselves in keeping the forums positive, helpful, and focused on real estate (please, no politics, religion, etc.).

There are others on CFN where Dave focuses more on lending.