Have your own FICO score pulled and be prepared to take notes. 

Thus, I've been conducting a lot of analysis and preparing my action plan accordingly.

Treat him the same as any other applicant, but be prepared to lose the friendship. 

You can start real estate investing, reading resources, familiarizing yourself with the Albany, GA market, setting short-term and long-term goals, preparing financially, building a team, conducting property searches, conducting due diligence, making an offer, managing property, and joining local groups.

- I had to prepare a new set of documents then again sent to the NewYork PO Box.

Generally, your real estate agent will prepare the contract.

I should add here that I only provide detailed cleaning services that properly prepares properties for the owners or next tenants, post-construction/rehab, and for commercial/ offices.

The CFP® certification requires rigorous study and hands-on experience, which you seem prepared to tackle.I've been in the financial planning field for several years now and currently teach aspiring CFPs at Golden Gate University.

Should I prepared for a Duplex or any other multi-family deals to be:1. in Class-B or Class-C neighborhoods only?

Any other possitive factors  - stable tenant base  - alarm systems  - regular checks on the property  - no pets  - Lead safe certification  - newer roof, plumbing, electric, etc..Anything to balance off the lossesBe prepared that it may end up in a non-standard (surplus lines) market for a couple of years.If you did not have flood coverage before, see if they will continue the current policy if you get Flood coverage and increase the property coverage deductible.