I had heard as you described about if in same vicinity, if the homes were significantly different life styles that you could get 2nd home loan.I live in inland north county San Diego (Poway) and wanted a 2nd home loan for a San Diego beach property (mission Beach).

For example, if you earn 10% with TD’s for 6 months, that’s the same as earning 5% with T-bills for a year.

good idea - we will do so and see if anything comes up that we didn't discuss during our build.back in the day when the tests were done, nothing was apparent from the engineers or tests themselves that indicated we couldn't build. i'm not sure what anybody else would find (if anything).we are suspecting that most buyers thus far may think "wow, this sh*t just got real" when they see the reports and have a minor panic attack and back out. i'm trying see how i'd feel in their shoes. it's surprising how many folks do not research the ins and outs of the home building process before making an offer...

Quote from @Melody T.: @Walter Roby jr I work in large scale solar development.

Hi Ashton, I've been doing BRRRR style deals in the Midwest for the last few years (Memphis and Detroit).

Everyone has their own style of investing in RE as you see there are many different answers that were given.

@Larry T. 

Not sufficient to build a dorm style house, but he had to add a very large ADU (the ADU looks much nicer than the primary dwelling). 

Do I really need to know how to work excel spreadsheet to the T or just basics?

They will also ensure you don't forget to dot an i or cross a T and have to start all over again.