As others posted, wholesaling works best with cash.Maybe just go a straight referral fee?

This is straight up a pretty ridiculous deal. 

It sort of means that if you put your money into a savings account for 5 years, the interest in your savings account will be 19.25% per year for 5 straight years!

@Chad UrbshottI’m not trolling anybody, but thank you for being straight forward with this question.

I'm assuming this is a straight up investment property.

The 4K in property taxes are straight from Zillow and being that this is in Western NY, I have no reason to doubt those are wrong.  

@Louis Bratton  Unless the current kitchen is in dire straights and needs a complete overhaul to begin with, I would say leave it where it is.

I'm straight-up putting all your resources in my research list.

Take a look at below options and let me know which might be best. 1031 would keep 19.5k in additional deferred taxes to be used for new possible property, but easier said than done.option a: 1031 into another SFH property for 175-180 range with a mortgage and get mortgage for remaining amount. 20k mortgage seems like a waste.option b: eat the 20k tax and use a straight sale of property.

If you just straight refinance you will likely increase cash flow a bit but not have the money to go after another property.