There are many ways to invest in real estate, and many different forms of financing, and the "best" type will depend on what you are doing, your funds available, and so on.Here are a few examples:Many investors that buy and hold long term residential properties will use your standard conventional financing (typically 20% down for SFR and 25% down for 2-4 units).

As someone who's focused on building out a business for decades to come -- I'm thankful for there being a higher standard we should all be held to. 

A Bank statement program would do wonders, 10% down minimum is industry standard, if you have a solid credit score,15% down will get you really good terms, however you still need to qualify DTI wise.Best of luck!

Though, there is no real checklist on what they are looking for or what the standards are.

But something just did not add up with those guys ( and they were AZ based and slick as all get out) But to easy to approve me just send 10k for due diligence. only somewhat related but BiggerPockets really needs to acknowledge a new category of lender that falls in the Non-QM space (any mortgage thats not qualifying under the Agency QM rules - including DSCR lenders but also many established non-bank lenders that focus on pretty standard mortgage products that are part of the established Secondary Market and Finance Infastructure). 

The contract is the usual Florida realtor approved standard contract which you might be very familiar with being a Florida realtor. 

By many standards that is a decent return on that number of rentals if they were bought a couple of years ago.

Is 10% down for a vacation /second home a standard rate?

If you are managing your own properties, there's a different standard. 

The standard advice seems to be that allowing pets increases revenue.