I was still confused when I went online to check my history, but in the end, it did go through and Titan's staff was helpful so I'm not blaming Titan for any wrongdoing.So, overall, I like the bank and all of the people I've interacted with so far (except for the one guy who gives the same blanket response of "speak to your attorney or accountant" no matter what I ask...

Whenever he moved out, he made an arrangement with the most responsible tenant on site to become the PM of the house.

,Thank you so much for your thoughtful response and recommendations!

That is my hedge against inflation, and my slow term wealth build.

I love that there is a forum for being able to ask questions like this in and get a great responses back.

Greatly appreciate each and every one of your responses.

@Caroline Gerardo  My response related to reserves was a reply to this statement in your post: "In addition to down payment you need reserves which is 12 times or 24 multiplied by all you debt.

The strategy that I recommend is going to differ from the responses that I see at the time I'm writing my response.1.

You should have a clause in your lease agreement or an addendum detailing their responsibilities along with penalties for violations.At Keyrenter North Jersey Property Management, there are a couple things we always go back to when making these decisions:- How can we provide the best value/service to clients and tenants?

Most of the time the tenants are responsible for the deposit.