DSCR rates begin at about 6.5% and go all the way up to 9% or so, your rate is determined mostly by your credit score and the Loan to Value.

Hi Carlo,As mentioned DSCR loans vary widely based off of numerous factors, credit, LTV, Prepay type, DSCR Ratio, just to name a few.However, I am seeing rates as low as 6.625% now on DSCR products in a perfect scenario.In scenarios with low credit scores, high LTV's and short prepays we can easily be in the 9's.When looking for a DSCR loan to fit your needs, I recommend getting in touch with someone who knows what they are doing to pencil the loan in your best interest.Glad to connect and get into more detail!

I would recommend reaching out to a few local loan shops, and highly recommend credit unions in today's rate climate, to see what products are right for you.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

My intent is to be ready to refinance the building through a local credit union that does not have a seasoning requirement within 9 months of purchase.  

They had a low credit score but beyond that, they were a solid applicant based on their application and references.

What's the lowest credit score you will allow?

Airdna rental demand score has been pegged at 90+ for a couple years.  70k Gross on a property valued at less than 300k. 

An example would be credit score, if that is what makes your trust someone that is completely fine.  

@Cory M.Depends what kind of banking you need, but after searching high and low state department federal credit union (with an American citizens abroad membership first, like 100 bucks) and capital one have worked best for me to avoid the nightmare you mention of trying to deal with US banks from outside the US.