I most recently talked to an academic adviser at the University, and he relayed that a recent survey they sent out to future students revealed that they are expecting around a 45% drop for on campus students this year.

Research revealed that the homeowner hasn't paid property taxes since 2012.

If they don't take the time to tailor their pitch and services to you specifically then it reveals how much effort they will put into working the listing and you should move on to interview a different broker.

It was definitely a consideration but diving deeper into it revealed some pretty big cons to doing it.

I have a good property inspector to use once I am under contract to reveal any potential significant issues. 

However, the inspection revealed that the foundation had undermining and there were 2 vertical cracks in the foundation that need sealing.

So just the ability to carry more debt for less down.Calculating the IRR comparatively could indeed reveal whether a zero coupon is actually a better deal.   

Unfortunately, they listing agent said she's not allowed to reveal the information from previous inspection reports.

New developments, the septic system inspection revealed a failing field. 

@Davido Davido in Allegheny County, Pennsylvania, if a property is Deeded to XYZ trust, and Mary Smith signs a QCD with no supporting documents (explicitly showing that she has the ability to convey, since her name isn't on the deed), you won't even get the Deed Cert, full stop.Having her sign a QCD today would eliminate the need to go back to her later once the rest of the process is resolved, but in the meantime I'm not really sure what actual, legal right to the property would be conveyed.If we're all going to assume that she is fully informed and telling the truth about the trust and her role as beneficiary: wouldn't it make more sense to purchase her beneficial interest from her, assuming that it is revealed that the declaration of the trust in question would allow this?