I'm not sure if folks are phishing for something or what but I appreciate you taking time to challenge the initial poster's post.Steve

And therefore competition among tenants can create significant challenges, like...Businesses may struggle to establish a unique presence and loyal customer base, and a lack of profitability due to nearby competition will likely lead to higher tenant turnover.

I'm facing the same challenge right now on a property in Anchorage.

Finding an umbrella has been very challenging for me for years for one reason or another but I was able to get an Umbrella quote from Steadily recently that covers our CA primary, autos, and our OOS rentals.   

However, I'm facing a challenge: closing deals.

The challenge with using a paid option is expecting one person to have all the knowledge you need to succeed unless that person is giving you access to their board. 

Challenges?

As others have said, fitting what is popular in your market or what will sell best is always the best strategy.

@Bijan SabbaghiYou don’t that’s the challenge - we pull data from several places as a note holder and for example and currently we see less than 20% actually going to foreclosure as most are ending in bankruptcy right now due to borrowers equityThe ones that are under water are typically going back to the bank.Best bet is to find properties where deceased or maybe divorced to get higher chance of actually going to foreclosure

@Kent FordI agree with @Ryan Konen regarding areas like San Antonio’s outskirts, parts of Fort Worth, and growing cities like Tyler and Lubbock, which are becoming popular due to relative affordability and job growth.We will see an interest in smaller metro areas where prices are more accessible and a surge in new construction aimed at entry-level buyers.