Should i wait till this time next year or jump on a deal that just popped up?

You might see that fee pop up as an HOA fee as well but it will most likely be ridiculously high (around $300) 

yes i have the downpayment, the bank requires a 25-30% down i was thinking about using the loan for a flip i found a property for 65k it needs about 25k in repairs and houses in that area sell for $150-180k and some for even 220k with similar square footage im thinking to grab it fix it uo and worst case  scenario sell it for $125k thats $35k profit im assuming $25k in repairs bc the contractor said about $15-$20k and u never know if something pops out

But we STILL need a place to live...Right as our offer got accepted on this Duplex, a small SFH popped up.

is what makes me wonder if we are in a mania phase, which is usually what happens right before the bubble pops.

You will see a few names pop up over and over again.

If you begin to type my name @Jacks.... you should see a list of names pop up, keep typing till you see my name then click on it. 

@Jim Butterfield  Regarding the two duplexes that you'll be financing, two issues pop into my mind: why would anyone agree to discount them by 30%? 

Push on use a set screw to hold it in place, if the set screw unthreaded it could potentially pop off.

Part of my contingency is seeing the rent roll over several years, and ensuring things are up to code.They haven’t explained why they can’t provide but the selling agent said they will have a hard time because it a mom and pop shop