@Chris Yeung  @Julian Buick  @Steve MorrisGood morning gentleman.Just to provide clarity in this post, there are three (3) separate companies: 1) Norada Real Estate Investments2) Norada Real Estate Funding3) Norada Capital ManagementThe Promissory Notes you're referring to belong to Norada Capital Management.

Hi,   I just joined bigger pockets.

Please note that I have 25 years of experience renting out apartments and houses in three other states, but I’ve never done so in MA, so I don’t have experience with local MA laws or vendor expenses. 

I'm new to Bigger Pockets but think I heard somewhere of a matching tool.

@Douglas Burchett Welcome to Bigger Pockets !!

No offense, but absolutely, positively in no way shape or form would I, as a lender of over 30 years, provide a loan to someone with no out of pocket capital.

I’ve bought 14 houses with no out of pocket $ from built up equity.

The market since COVID has reacted incredibly over reactionary on the way up & down, so I expect a K-type recovery in certain pockets but it be just profound and quicker than the yesteryears(3-4 type fall in GR, 5yrs + in GD).

Very large out-of-pocket medical expenses are also part of this game.Balance gains and losses on your investments.

., 2021 and pulled $150k out to invest with a builder in SW, Florida who has yet to deliver the first of three houses in three years.