Currently I charge a $300 non-refundable pet fee and $50/mo per pet.

What are your go-to non-Biggerpockets Youtube channels for REI? 

Remember, the notion of amassing wealth without investing is a dangerous myth perpetuated by self-proclaimed experts.

I will say that when it comes to non-conforming loan limits/jumbo loans, banks, not lenders, often have more competitive rates because they often portfolio the product due to lower risk involved. 

Become an expert!

Make sure the lender gives you what is called "Non-Dutch Interest" on the rehab portion, that means you do not pay interest on the rehab funds until you use them.

The value of meetups isn’t in showing up as an expert, it’s about connecting, asking questions, and learning from others’ experiences.

Maybe it's a non-profit who wants to turn it into a community garden and somehow got a grant and greased some wheels in the planning office?

In the context of your post, licensed agents generally can't compensate non-licensed "people" (humans or non-human entities).

They were all non performing - many renovation loans where little reno was done and maturity date already passed - guessing it was inexperienced borrowers learning how to flip and were getting "easy" money. ya they took me out of about 14 of my deals and well being that I was getting paid it was not my place to coach them they made loans far in excess of my positions.