Some lenders may also want to see law and ordinance coverage in your insurance and perhaps a rebuild letter from the city stating that the property could be rebuilt as a residential 4plex if destroyed. 

They city required that I replace the best sidewalks in the neighborhood under the program and the cost was substantially higher than estimates I obtained on my own. 

City National Bank has a $50K grant program for homes in certain neighborhoods.

I am looking for someone that is active in this market and can guide me on how friendly or not the city might be to replating these lots and also some one that I can work with on the renovations. 

Madison is also a great city to invest if you're looking to gain equity a bit quicker than other parts of the state.

It is a very easy process, and the city is very helpful.

One is fourplex near downtown of Union city new jersey and the other a duplex in jersey city heights neighborhood.

I have read the city’s guide https://www.slcdocs.com/Planning/Guides/ADU_handbook.pdf but I still have questions.1. can tell that till require the owner to live there for the ADU. 1a is it for permanent residency or is it justified if it is a second home that I would use occasionally?

I'm looking specifically for folks with experience in cities where military and veterans are densly populated.

Banks will take too long for most investor properties- especially in cities like Atlanta where the property will sell fast (and the seller wants their money fast).