Try a Google search for managers or look for an investors group in the area that can provide personal recommendations.1.

Conventional loan with a 20% down payment.

If you ever need insights on financing options for rental properties, including DSCR loans to scale your portfolio, I’d be happy to help.

I would certainly disclose the currently approved special assessments, but since any further financial obligations and project plans have not been voted on by the membership, approved in a budget, or secured in a loan; must I disclose the knowledge that the board is trending in that direction?

Freddie Mac only offers financing for single properties they do not offer 'Portfolio loans" meaning bundle them all into one loan.

Our issue is income on papers too low to qualify for the an FHA or traditional loan.

for this property Ill be doing a conventional loan. 

Please note the information provided below is a layman's definition designed to provide a basic understanding for the general audience.

It separates your personal assets from your business, providing a safeguard if any legal issues arise related to tenants or the property.

You will have to verify those yourselves to ensure you end up with correct operating expenses.Quote from @Andrew Newcomb: Just following up on this in case anyone is still following:I learned about "cap rate" and "cash on cash" metrics in the BP learning articles and watched a couple vids on the BP rental calculator showing how it calcs those metrics for a prop (you have to add the details like loan info, expenses, etc). very cool tool.