min property requirements, state they lend),does the borrower have enough liquidity to close on the loan (liquid assets, not DTI and no need for tax returns).2.

The credit bureaus (TransUnion, Experian, and Equifax) sell the fact that there has been a mortgage related credit pull to bottom feeder boiler house type lending operations.

We focus in 12 markets in Florida, including SW FLWe are a long time property provider for some of the bigger podcasters: Real Estate Guys Radio, Marco Santorelli (Norada), Kathy Fetke (RWN) Jason Hartman ( Empowerd Investor) GRE (Keith Weinhold), Whitecoat Investor Group, Jake & Gino and more We have built over 9,000 properties and work with over 1,000 investors We also work with American Homes for Rent, Invitation Homes, Crescent, Haven Realty (JP Morgan) to name a few on the institutional buying side.

It will be hard to get a loan from and financial institution if you’ve got the IRS breathing down your neck!

HI Shubham,Typically lenders will lend up to 50% of your total gross income assuming no debt.

Truly sorry to hear about your situation Robin.Not sure about this particular deal but it makes me wonder about deals where a (possibly unsophisticated) PML lends the majority of the purchase and rehab.

Too big for mom and pop investors and too small for institutional investors. 

A “sort of” competitor of mine who ran a small private lending fund was always operating in a fiduciary way vis a vi his investor’s capital.

as you know I have done equity share in my lending bizz for many years it works well if the deals are working well.. :)  but my equity share is controlled via debt or direct ownership. 

Having been in the lending space for a while now,  Interest income is not passive - its considered/taxed as ordinary income- just like interest you receive from your bank and savings account.Regarding profit and expenses from a flip, "that depends" on many factors but again if its short term capital gains, its not tax friendly.As always consult with your tax advisor / CPA.