Feel free to inquire about their staff qualifications if it's a larger organization.2.

The defaults start jumping up once you get under 600.https://askwonder.com/research/credit-scores-correlation-loa...If you do decide to take a lower credit score, make sure they are providing a larger deposit.

you dont a good agent repping a buyer is going to go to bat for them not U keep in mind many sellers lie about all sorts of things.. not saying your that way but it is common the industry.

You might need more capital and a larger down payment to make your numbers work, but that is what is working in todays market.

Likely, a slightly larger buyer pool.Cons:Less revenue each month.  

If you have ADU or larger house you may want to look at a mesh system, otherwise I do not think it is worth it.

But by then my wife became a stay-at-home mom and my DTI prevented me from getting larger mortgages. 

I am willing to bet that X is a couple of orders of magnitudes larger than Y.My question to you is this.

Give it a year more or so and that rental income will go up and with lower rates, the numbers will make sense for him if he refi's.And for the larger properties

You can run multiple small deals at once, or run 1-2 larger deals at the same time.