For example, and this is just to illustrate the figures, let's say the profits are expected to be 30k.

I did this when I bought my first multi-family and after speaking with the seller on the telephone we negotiated and agreed on a price (when you do this illustrate the money they save by not having to pay any RA agents). 

We'll use it as a rule of thumb, as I'm more concerned about illustrating the general thought rather than getting bogged down in the details.VA Loan: 0% DownRent: $1,500 (we're considering the numbers after you've made it a full rental)Expenses (50%): $750Mortgage Payment: $805.23Cash Flow: -$55.2320% ConventionalRent: $1,500Expenses (50%): $750Mortgage Payment: $644.19Cash Flow: $105.81Putting 20% down cashflows so it's the better option, right?!?

The schools on the west side of Livermore are VERY good.To illustrate that further, I showed one of my rental properties in Pleasanton last night (near Shadow Cliffs), and one prospective tenant couldn't get her kids into Joe Mitchel Elementary (Livermore, which has an IB program), so she wants to move to Pleasanton. 

I am using "double the payment halve the interest rate" as an illustrative example.

Requirements change time to time, and it's been a while since I have PMI removed.The mortgage I had PMI removed was a more complicated case than yours, but might illustrate a few things.

Maybe even create a very simple "business plan" illustrating what you plan to do in order to continue financing through them with loans that you will easily perform on.

Here’s some basic math to illustrate that.

This is just a simple example to illustrate how far the capital you currently have could go in other markets.The detail about your tenants, while meaningful, isn't actually relevant to your investment goals.

It's not meant to be derrogatory, but rather to illustrate how Tenants can be similar to children in that they are constantly pushing boundaries.