Are there ways to gently convince the lender this property is more residential than it really is?

Unfortunately, that's actually as close as the wrong lawsuit happy person stepping in a hole on your property and twisting their ankle- but an LLC would offer your personal assets {and other investments} safe)If it's just yourself taxes are not so complicated with a SMLLC (single member LLC) so that shouldn't be a huge reason not to use one as the protection benefits offset/outweigh the small steps during tax time. 

You can let them know in a gentle and non-alarming way.

I would try as gently as possible to walk the manager through the missing funds and try to reconcile those, then part ways as soon as possible.I would also HIGHLY recommend changing the way you operate with regards to taxes and insurance payments. 

Hi Nadia,If she bent the key trying to turn a non-turning lock (not her fault) WD-40 the lock or replace it as defective and you pay.If she bent the key using it as a screw driver or prying tool she pays.I have twisted off a key in a defective lock before, it's easy to do.I like the Schlage Grade 1 deadbolts with a Hall and Closet lock set replacing the front door knob (so no lockouts).Good Luck!

While I am waiting for a response from my accountant, I figured I would try to BP Community. I did try to search, but did not find a similar scenario.
I am considering selling my SFR in North Texas. I lived in it fr...

That's an interesting twist here that their needs being accommodated by an ESA is also disrupting someone else's medical needs by the fact they specifically chose a pet free building. 

The twist here is that he will be on the only one applying for the reason of tax return purposes. 

Did anybody twist Budhoo's arm to place this tenant?

In a rare twist, this can obviously hurt the big guys more than the little guys.